Legal Services For Buyers

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Buying a property can be a stressful time, but we’re here to lighten the load.

Our experienced team of legal experts are on-hand to guide you through each step of your purchase. Wherever you are in your property journey, we’ll get you into your new home.

Our experts, on your side

 
Every purchase is different, so having an experienced solicitor on hand to help you navigate the market will put you in the best position to find your next home.

Due to the unique and competitive nature of the Edinburgh and East Lothian market, you’ll need a solicitor with local knowledge and years of experience. With our solicitor’s expertise and your set of property criteria, we’ll put you in the best position to secure your new property.

We’ll guide you through each stage of your home-buying journey with support, guidance and tailored advice from your offer through to the completion of your purchase.

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Dedicated Communication

 

While exciting, we understand that buying a home can also come with certain challenges. With a dedicated member of our legal team committed to guiding you through your purchase, we’ll stay in touch and keep you on track until the day you put the key into your new front door.

We pride ourselves in our straightforward, honest approach and attitude. We’ll always act in your best interest and provide you with the best advice, tailored to your budget and unique circumstances.

We’re here to help you put your best foot forward and into your new home.

Coulters Property Solicitors

The best overall care

 

We believe in supporting our clients in every aspect of their property journey.

If you have a property to sell, a member of our estate agency team will be on-hand to offer any advice or begin walking you through the selling process. With a joined-up approach and one team handling your sale and purchase under one roof, we’ll make sure your move is smooth and worry-free.

Our team can help with other aspects of your move, including your personal finances and mortgage applications. We have great connections with local experts who can offer specialist financial advice and give you the best support and lending options when you’re buying your new property.

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Meet Our Legal Experts

Struan Douglas
Struan Douglas
Partner
Aileen Millar Coulters Property
Aileen Millar
Senior Paralegal
Elaine Imlach Coulters Property
Elaine Imlach
Senior Paralegal

FAQs

1Can you note interest for me? 2Can you submit an offer for me? 3Can you recommend a mortgage broker? 4What is a mortgage 'Agreement in Principle'? 5What is required to complete Anti-Money Laundering (AML) Regulations? 6How much does it cost to buy a property?

Of course.

If you’ve seen a property that you’re interested in, we can note interest on your behalf.

A note of interest doesn’t guarantee you’ll have the opportunity to make an offer. However, it formally alerts the seller that you’re interested in their property, and it does mean we’ll be notified if a closing date is set.

Please note, our legal team cannot note interest in one of the properties that we’re marketing. This is an industry standard to avoid any conflicts of interest. However, if you’d like to note interest in one of our properties, we’ll happily recommend a solicitor that will be able to help.

Absolutely.

Once we’ve completed the necessary anti-money laundering procedures, which are required by any solicitor prior to making an offer on your behalf, we can help advise you of a competitive offer, suited to your budget, and submit an offer on the property you’re interested in.

If you require lending, you should have a mortgage Agreement in Principle before submitting an offer.

Please note, our legal team cannot submit an offer on one of the properties that we’re marketing. This is an industry standard to avoid any conflicts of interest. However, if you’d like to make an offer on one of our properties, we’ll happily recommend a solicitor that will be able to help.

Yes.

We work with excellent, independent mortgage brokers who offer a whole market search. This means they can check all the suitable lenders and find the best available mortgage for you.

We highly recommend that you speak to a mortgage broker. They will work on your behalf and support you while progressing the funding with the lender, which can often be a difficult part of your purchase.

Mortgage Enquiry

If you require lending to buy your property, the first step is getting a mortgage “Agreement in Principle”.

Also known as a “mortgage promise” or a “decision in principle”, it helps you understand how much you could borrow before you complete your full mortgage application, as you can’t progress your full application until you’ve secured a property.

We’re required to complete anti-money laundering checks on all our clients at the beginning of their buying or selling journey.

We use an online system called Amiqus ID to complete the AML requirements. It is a secure, encrypted system that guides you through identity and photographic ID checks.

Don’t worry if you’ve never been through AML checks before, a member of our team will walk you through each step of the way.

Costs can differ depending on your personal circumstances and the property you’re buying. Once we understand these, we can send you a purchase quote tailored to your unique circumstances. The quote will include the following, where appropriate:

  • Registration Dues of the Title Deed (and Standard Security if you’re buying with a mortgage): this covers the fee to register your title deed.
  • Land & Building Transaction Tax (LBTT): the tax paid in Scotland which is based on the purchase price.
  • Additional Dwelling Supplement (ADS): the additional tax paid if you already own another property.
  • Purchase Fee & VAT: this covers the cost of one of our legal team carrying out the transaction.
  • If you’re purchasing a new build property there will be other additional charges that we can walk you through.

A member of our team will be on-hand and happy to talk you through this if you have any questions.

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